Products

Loans and lines of credit

Registered Retirement Savings Plan (RRSP) loan1

Maximizing your RRSP allows you to benefit from long-term compounding of returns and tax-deferred growth of your savings, and helps to establish the income you need for retirement. An RRSP loan can help make contributing to your RRSP easier and assist in helping you “catch up” on unused contribution room.

Personal flex line1

Provides convenient access for short-term financing needs. Using the same privileges as a chequing account, withdraw what you need – when you need it. Apply once for this flexible loan and pay only when you use the funds.

Personal loan1

A straightforward solution to help finance one-time borrowing needs or use to consolidate other loans into one monthly payment. Provides the stability of equal payments over the term of the loan, making it easier to manage monthly budgets.

Investment loan1

Provides up to 100% financing for the purchase of Investors Group mutual funds or Guaranteed Investment Funds2 and allows you to invest a larger sum of money at one time, when it makes sense for you.

Borrowing to invest involves risk and may not be suitable in all situations. Speak to an Investors Group Consultant to see if this strategy is suitable for you.

Creditor insurance

Creditor insurance is an easy solution to supplement your existing insurance strategy.

Solutions Banking offers three types of creditor insurance coverage:

  1. Life insurance
  2. Disability insurance*
  3. Critical illness insurance*

Talk to an Investors Group Consultant for information on how creditor insurance can protect you and your family in the case of death, disability or critical illness.

* Disability and critical illness insurance not available on all lending products

1 Subject to credit approval by National Bank of Canada
Banking products and services are distributed through Solutions Banking. Solutions Banking products and services are provided by National Bank of Canada.

2 Guaranteed Investment Funds are an insurance product offered through I.G. Insurance Services Inc. (in Quebec, a financial services firm). Insurance license sponsored by The Great-West Life Assurance Company (outside of Quebec).

1 Subject to credit approval by National Bank of Canada.

Investors Group Trust Co. Ltd. is a federally regulated trust company and is the mortgagee. Mortgages are offered through I.G. Investment Management, Ltd.* Inquiries will be referred to a Mortgage Planning (Agent) Specialist.

*In NB & ON, registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256).

Banking products and services are distributed through Solutions BankingTM. Solutions Banking products and services are provided by National Bank of Canada.

TMSolutions Banking is a trademark of Power Financial Corporation. Investors Group and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trademarks.