Disclosures

Trademarks, including IG Wealth Management and IG Private Wealth Management, are owned by IGM Financial Inc. and licensed to subsidiary corporations.

Insurance products and services distributed through I.G. Insurance Services Inc. (in Québec, a Financial Services Firm). Insurance license sponsored by The Great-West Life Assurance Company (outside of Québec).

Investors Group Trust Co. Ltd. is a federally regulated trust company and is the mortgagee.  Mortgages are offered through I.G. Investment Management Ltd.* Inquiries will be referred to a Mortgage Planning Specialist (in Ontario, a Mortgage Agent, and in Quebec and New Brunswick, a Mortgage Broker). *In NB & ON registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256), and in QC, registered as a Mortgage Agency (QC-License #H1336).

Banking products and services are distributed through Solutions BankingTM.  Solutions Banking products and services are provided by National Bank of Canada.

TMSolutions Banking is a trademark of Power Financial Corporation.  IG Wealth Management and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations.  National Bank of Canada is a licensed user of these trademarks.

Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing.  Mutual funds are not guaranteed, values change frequently and past performance may not be repeated.

Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. The rate of return is the historical annual compounded total return including changes in value and reinvestment of all dividends or distributions. It does not take into account sales, redemption, distribution, optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, values change frequently and past performance may not be repeated.

Commissions, fees and expenses may be associated with mutual fund investments and the use of iProfileTM Managed Asset Program. Read the prospectus and speak to an IG Consultant before investing.  Mutual funds are not guaranteed, values change frequently and past performance may not be repeated. Recommendations relate only to Investors Group mutual funds. An asset allocation service, iProfile is a managed asset program for clients with a minimum of $250,000 invested in the iProfile program.

Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing.  Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Past performance may not be repeated.

Brokerage offered through Investors Group Securities Inc. (in Québec, a firm in financial planning)

The Canada Disability Savings Grant (CDSG) and the Canada Disability Savings Bond (CDSB) are provided by the Government of Canada. Eligibility depends on family income levels. Speak to an IG Wealth Management Consultant about special RDSP rules; any redemption may require repayment of the CDSG and CDSB.

GICs issued by Investors Group Trust Co Ltd., and/or other non-affiliated GIC issuers. Minimum deposit, rates and conditions are subject to change without notice.

The Investors Group Corporate Class mutual funds are shares issued by Investors Group Corporate Class Inc.™

Insurance products and services distributed through I.G. Insurance Services Inc. (in Québec, a Financial Services Firm). Insurance license sponsored by The Great-West Life Assurance Company (outside of Québec). Investors Group Guaranteed Investment Funds are segregated fund policies issued by the Great-West Life Assurance Company. 

The lifetime income withdrawal base is a notional balance used to calculate the lifetime income amount and lifetime income benefit monthly fee. This is not a cash value.

The rate of return shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values or returns on investment.

Borrowing to invest involves risk and may not be suitable in all situations.  Speak to an IG Wealth Management Consultant to see if this strategy is suitable for you.

This is a full-time opportunity to establish a variable-income and self-employed business in association with IG Wealth Management. Submissions are subject to an initial and ongoing review process. IG Wealth Management offices are located in all provinces and territories in Canada.  Please submit your Résumé/Application only to one office.

The IG Wealth Management Charitable Giving Program is offered together with the Strategic Charitable Giving Foundation, which operates independently from IG Wealth Management.  Donations are irrevocable and vest with the Foundation.  This information is general in nature and not intended to be professional tax advice.  Please read the Program Guide for complete details, including fees and expenses.

®Imagine Canada’s logo, “Imagine Canada”, Imagine’s logo and “Imagine” are all trademarks used by Imagine Canada, and are used with permission.

This commentary is published by IG Wealth Management. It represents the views of our Portfolio Managers, and is provided as a general source of information. It is not intended to provide investment advice or as an endorsement of any investment. Some of the securities mentioned may be owned by IG Wealth Management or its mutual funds, or by portfolios managed by our external advisors. Every effort has been made to ensure that the material contained in the commentary is accurate at the time of publication, however, IG Wealth Management cannot guarantee the accuracy or the completeness of such material and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein. Investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm) and Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund.

There is no representation regarding compliance of investments with Shariah law.

Banking products and services are distributed through Solutions Banking™.  Solutions Banking products and services are provided by National Bank of Canada.

 ™ Solutions Banking is a trademark of Power Financial Corporation. IG Wealth Management and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trademarks.

Mortgages are offered through I.G. Investment Management Ltd.* Inquiries will be referred to a Mortgage Planning Specialist (in Ontario, a Mortgage Agent, and in Quebec and New Brunswick, a Mortgage Broker).

*In NB & ON registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256), and in QC, registered as a Mortgage Agency (QC-License #H1336).

Mortgages are offered through I.G. Investment Management Ltd.* Inquiries will be referred to a Mortgage Planning Specialist (in Ontario, a Mortgage Agent, and in Quebec and New Brunswick, a Mortgage Broker).

*In NB & ON registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256), and in QC, registered as a Mortgage Agency (QC-License #H1336).

Investors Group Trust Co. Ltd. is a federally regulated trust company. Solutions Banking products and services are provided by National Bank of Canada.

Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. The rate of return is the historical annual compounded total return including changes in value and reinvestment of all dividends or distributions. It does not take into account sales, redemption, distribution, optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, values change frequently and past performance may not be repeated.

Written and published by IG Wealth Management as a general source of information only.  Not intended as a solicitation to buy or sell specific investments, or to provide tax, legal or investment advice. Seek advice on your specific circumstances from an IG Wealth Management Consultant.

Commentary is published by IG Wealth Management. It represents the views of our Portfolio Managers, and is provided as a general source of information. It is not intended to provide investment advice or as an endorsement of any investment. Some of the securities mentioned may be owned by IG Wealth Management or its mutual funds, or by portfolios managed by our external advisors. Every effort has been made to ensure that the material contained in the commentary is accurate at the time of publication, however, IG Wealth Management cannot guarantee the accuracy or the completeness of such material and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein. Investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm) and Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund.