Our Solutions Banking All-in-One solution lets you access equity in your home to consolidate all of your banking and financing needs.
It integrates the features of a mortgage, a line of credit, a chequing account and a savings account into a complete cash management solution that can help you better understand your daily finances, and manage them more effectively.
Is the All-in-One right for me?
How does it work?
The Solutions Banking All-in-One is a home equity line of credit that allows you to borrow up to 80%1 of the appraised value of your home. By combining your debt and income into the Solutions Banking All-in-One, you can simplify your banking, reduce your debt faster and pay less interest over time.
- As your paycheque and other sources of income are deposited into your Solutions Banking All-in-One, your outstanding debt is automatically reduced, saving you on interest costs. Then, throughout the month as you need to pay for day-to-day expenses such as making debit purchases and bill payments, you can access funds up to your approved credit limit.
- Your available credit can be used any way you like without the need to apply for additional financing – use it to fund a renovation, help pay for your child’s education or in case of an emergency, the choice is yours!
- Unlike a traditional mortgage, the Solutions Banking All-in-One lets you enjoy financial flexibility, allowing you to pay down debt faster and conveniently access money when the need arises.
Get in touch with us
Looking for a mortgage? Whether you’re buying or selling, our Mortgage Planning Specialists will help simplify the process every step of the way and make sure you get the right mortgage for your situation. Talk to us today!Find a mortgage specialist
1Maximum financing up to 80% of the appraised property value; any credit above 65% of the property value must be placed in a term loan sub-account. Subject to credit approval.
Banking products and services are distributed through Solutions BankingTM. Solutions Banking products and services are provided by National Bank of Canada.
TMSolutions Banking is a trademark of Power Financial Corporation. IG Wealth Management and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trademarks.
Mortgages are offered through I.G. Investment Management Ltd.* Inquiries will be referred to a Mortgage Planning Specialist (in Ontario, a Mortgage Agent, and in Quebec and New Brunswick, a Mortgage Broker).
*In NB & ON, registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256), and in QC, registered as a Mortgage Agency (QC-License #H1336).