An alternative mortgage solution
The Solutions Banking All-in-OneTM integrates the features of a mortgage, a line of credit, a chequing account and a savings account in one comprehensive solution.
Special Rates
IG Wealth Management is pleased to offer the following limited-time mortgage offers.1
Variable Rate2
3.45% i
(Prime - 0.50%)
5 yr closed
Adjustable rate/Adjustable payment 3
3.45% ii
(Prime - 0.50%)
5 yr closed
Fixed Rate
3.74%
5 yr closed
Current Offers4
Fixed rates
Provides a locked-in interest rate for the term you select. If rates increase, your fixed rate stays the same, giving you the security of a fixed payment for the term of the mortgage.5
Term |
Rate |
| 6 month open | 6.95% |
| 6 month closed | 4.20% |
| 12 month open | 7.10% |
| 12 month closed | 3.49% |
| 24 month closed | 3.59% |
| 36 month closed | 4.14% |
| 48 month closed | 4.89% |
| 60 month closed | 5.34% |
| 84 month closed | 6.50% |
| 120 month closed | 6.75% |
Variable rate
Interest rate is subject to change daily with changes to Our Mortgage Prime Rate.
Allows you to take advantage of changing interest rates while providing the convenience of a fixed monthly mortgage payment. If interest rates fall, more of your payment will be directed to reduce your outstanding mortgage balance; if rates rise, more of your payment will go towards paying interest costs.
| Term | Rate | Rollover period |
| 60 month closed | 3.95%iii |
1 month |
Adjustable rates
Adjustable Payment - Lock and Roll Mortgage
Interest rate is subject to change at the end of each rollover period. The Adjustable Rate Adjustable Payment (ARAP) mortgage is based on Our 1 Month Closed Rate and our Lock and Roll mortgage is based on Our 6 Month Fixed Rate.
A Lock and Roll Mortgage based on our One Month Fixed Rate.* The interest and payment amount are automatically adjusted each month during the term of the mortgage. * Our One Month Fixed Rate is equal to Our Mortgage Prime Rate on the date of each monthly adjustment, or Rollover Date.
Provides the peace of mind that comes with a long-term mortgage (5 years) in addition to the benefits of a short-term mortgage rate. Our Lock and Roll Mortgage is based upon our Six Month Fixed Rate, where your interest rate and payment amount are automatically adjusted every 6 months.
| Term |
Rate | Rollover period |
| 60 month closed ARAP |
3.95%iv |
1 month |
| 60 month closed Lock and Roll |
3.95%v |
6 months |
Base rates
| Term | Rate |
| Our mortgage prime rate | 3.95% |
| Our 1 month closed rate | 3.95% |
| Our 6 month fixed rate | 4.20% |
