Special rates

IG Wealth Management is pleased to provide the following promotional mortgage offers1 for individuals purchasing a home.

Fixed Rate1

2.79%

5 year closed

Variable Rate1,2

2.25%i

(Prime - 0.20%)
5 year closed

Adjustable rate/Adjustable payment 1,3

2.25%ii

(Prime - 0.20%)
5 year closed

Our expert Mortgage Planning Specialists will help you determine the right product and rate to meet your needs.

Contact us  to discuss all our competitive offers

Posted Rates4

Fixed rates

Provides a locked-in interest rate for the term you select. If rates increase, your fixed rate stays the same, giving you the security of a fixed payment for the term of the mortgage.5

Term

Rate
6 month open 6.95%
6 month closed 4.20%
12 month open 7.10%
12 month closed 3.49%
24 month closed 3.59%
36 month closed 4.14%
48 month closed 4.89%
60 month closed 4.94%
84 month closed 6.50%
120 month closed 6.75%

Variable rate

Interest rate is subject to change daily with changes to Our Mortgage Prime Rate.

Allows you to take advantage of changing interest rates while providing the convenience of a fixed monthly mortgage payment. If interest rates fall, more of your payment will be directed to reduce your outstanding mortgage balance; if rates rise, more of your payment will go towards paying interest costs.

Term Rate Rollover period
60 month closed 2.45%iii
1 month

Adjustable rates

Adjustable Payment - Lock and Roll Mortgage

Interest rate is subject to change at the end of each rollover period. The Adjustable Rate Adjustable Payment (ARAP) mortgage is based on Our 1 Month Closed Rate and our Lock and Roll mortgage is based on Our 6 Month Fixed Rate.

A Lock and Roll Mortgage based on our 6 Month Fixed Rate.* The interest and payment amount are automatically adjusted each month during the term of the mortgage.

Provides the peace of mind that comes with a long-term mortgage (5 years) in addition to the benefits of a short-term mortgage rate. Our Lock and Roll Mortgage is based upon our Six Month Fixed Rate, where your interest rate and payment amount are automatically adjusted every 6 months.

Term
Rate Rollover period
60 month closed
ARAP
2.45%iv
1 month
60 month closed
Lock and Roll
4.20%v
6 months

Base rates

Term Rate
Our mortgage prime rate 2.45%
Our 1 month closed rate 2.45%
Our 6 month fixed rate 4.20%