Mortgages are an important part of your financial plan
Investors Group is pleased to offer the following limited-time mortgage offers.1
3.54%
5 yr closed
Fixed rate
2.95%i
(Prime - 0.50%)
5 year closed2 variable rate
2.95%ii
(Prime - 0.50%)
5 year closed3 adjusted rate
Provides a locked-in interest rate for the term you select. If rates increase, your fixed rate stays the same, giving you the security of a fixed payment for the term of the mortgage.4
Term |
Rate |
| 6 month open | 6.80% |
| 6 month closed | 4.20% |
| 12 month open | 7.10% |
| 12 month closed | 3.35% |
| 24 month closed | 3.35% |
| 36 month closed | 3.74% |
| 48 month closed | 4.24% |
| 60 month closed | 5.14% |
| 84 month closed | 6.50% |
| 120 month closed | 6.75% |
Interest rate is subject to change daily with changes to Our Mortgage Prime Rate.
Allows you to take advantage of changing interest rates while providing the convenience of a fixed monthly mortgage payment. If interest rates fall, more of your payment will be directed to reduce your outstanding mortgage balance; if rates rise, more of your payment will go towards paying interest costs.
| Term | Rate | Rollover period |
| 60 month closed | 3.45%iii |
1 month |
Adjustable Payment - Lock and Roll Mortgage
Interest rate is subject to change at the end of each rollover period. The Adjustable Rate Adjustable Payment (ARAP) mortgage is based on Our 1 Month Closed Rate and our Lock and Roll mortgage is based on Our 6 Month Fixed Rate.
A Lock and Roll Mortgage based on our One Month Fixed Rate.* The interest and payment amount are automatically adjusted each month during the term of the mortgage. * Our One Month Fixed Rate is equal to Our Mortgage Prime Rate on the date of each monthly adjustment, or Rollover Date.
Provides the peace of mind that comes with a long-term mortgage (5 years) in addition to the benefits of a short-term mortgage rate. Our Lock and Roll Mortgage is based upon our Six Month Fixed Rate, where your interest rate and payment amount are automatically adjusted every 6 months.
| Term |
Rate | Rollover period |
| 60 month closed ARAP |
3.45%iv |
1 month |
| 60 month closed Lock and Roll |
3.70%v |
6 months |
| Term | Rate |
| Our mortgage prime rate | 3.45% |
| Our 1 month closed rate | 3.45% |
| Our 6 month fixed rate | 4.20% |
The Solutions Banking All-in-OneTM integrates the features of a mortgage, a line of credit, a chequing account and a savings account in one comprehensive solution.
Our specialists can help no matter what financial situation you're in
i. APR (2.963%) ii. APR (2.942%) iii. APR (3.464%) 5 iv. APR (3.437%)6 v. APR (3.684%)6
1 Rate as of January 19, 2018, and is subject to change or withdrawal at any time without prior notice. Applicable to owner occupied purchase and transfer transactions only.
2 The 60 Month Closed Variable Rate Mortgage has a rate of Prime - 0.50%. The interest payable is calculated based on Our Mortgage Prime Rate and is subject to change at any time. Payments are based on the 3 Year Fixed Rate at the time of funding. The Annual Percentage Rate (APR) was calculated based on Our Mortgage Prime Rate of 3.45% on January 19, 2018 which is subject to change.
3 The 60 Month Closed Adjustable Rate, Adjustable Payment mortgage has a rate of Prime - 0.50%. The interest rate is adjusted on the first business day of each Month based on changes to Our 1 Month Fixed Rate. The Annual Percentage Rate (APR) was calculated based on Our 1 Month Fixed Rate of 3.45% on January 19, 2018 which is subject to change.
4 The Annual Percentage Rate (APR) is the same as shown. Rates are subject to change.
5 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated using Our Mortgage Prime Rate, which is subject to change.
6 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated based on the appropriate Our 1 Month Closed Rate or Our 6 Month Fixed Rate, which is subject to change.
Investors Group Trust Co. Ltd. is a federally regulated trust company and is the mortgagee. Mortgages are offered through I.G. Investment Management, Ltd.* Inquiries will be referred to a Mortgage Planning (Agent) Specialist.
*In NB & ON, registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256).
Banking products and services are distributed through Solutions BankingTM. Solutions Banking products and services are provided by National Bank of Canada.
TM Solutions Banking is a trademark of Power Financial Corporation. Investors Group and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trademarks.
