An alternative mortgage solution
The Solutions Banking All-in-OneTM integrates the features of a mortgage, a line of credit, a chequing account and a savings account in one comprehensive solution.
Mortgages are an important part of your financial plan
IG Wealth Management is pleased to offer the following limited-time mortgage offers.1
3.45% i
(Prime - 0.50%)
5 yr closed
3.45% ii
(Prime - 0.50%)
5 yr closed
3.74%
5 yr closed
Provides a locked-in interest rate for the term you select. If rates increase, your fixed rate stays the same, giving you the security of a fixed payment for the term of the mortgage.5
Term |
Rate |
6 month open | 6.95% |
6 month closed | 4.20% |
12 month open | 7.10% |
12 month closed | 3.49% |
24 month closed | 3.59% |
36 month closed | 4.14% |
48 month closed | 4.89% |
60 month closed | 5.34% |
84 month closed | 6.50% |
120 month closed | 6.75% |
Interest rate is subject to change daily with changes to Our Mortgage Prime Rate.
Allows you to take advantage of changing interest rates while providing the convenience of a fixed monthly mortgage payment. If interest rates fall, more of your payment will be directed to reduce your outstanding mortgage balance; if rates rise, more of your payment will go towards paying interest costs.
Term | Rate | Rollover period |
60 month closed | 3.95%iii |
1 month |
Adjustable Payment - Lock and Roll Mortgage
Interest rate is subject to change at the end of each rollover period. The Adjustable Rate Adjustable Payment (ARAP) mortgage is based on Our 1 Month Closed Rate and our Lock and Roll mortgage is based on Our 6 Month Fixed Rate.
A Lock and Roll Mortgage based on our One Month Fixed Rate.* The interest and payment amount are automatically adjusted each month during the term of the mortgage. * Our One Month Fixed Rate is equal to Our Mortgage Prime Rate on the date of each monthly adjustment, or Rollover Date.
Provides the peace of mind that comes with a long-term mortgage (5 years) in addition to the benefits of a short-term mortgage rate. Our Lock and Roll Mortgage is based upon our Six Month Fixed Rate, where your interest rate and payment amount are automatically adjusted every 6 months.
Term |
Rate | Rollover period |
60 month closed ARAP |
3.95%iv |
1 month |
60 month closed Lock and Roll |
3.95%v |
6 months |
Term | Rate |
Our mortgage prime rate | 3.95% |
Our 1 month closed rate | 3.95% |
Our 6 month fixed rate | 4.20% |
The Solutions Banking All-in-OneTM integrates the features of a mortgage, a line of credit, a chequing account and a savings account in one comprehensive solution.
Our specialists can help no matter what financial situation you're in
Find a mortgage specialist1 Rates as of February 19, 2019 and are subject to change or withdrawal at any time without prior notice. Certain conditions apply.
2 The 60 Month Closed Variable Rate Mortgage has a rate of Prime - 0.50%. The interest payable is calculated based on Our Mortgage Prime Rate and is subject to change at any time. Payments are based on the 3 Year Fixed Rate at the time of funding. The Annual Percentage Rate (APR) was calculated based on Our Mortgage Prime Rate of 3.95% on October 26, 2018, which is subject to change.
3The 60 Month Closed Adjustable Rate, Adjustable Payment mortgage has a rate of Prime - 0.50%. The interest rate is adjusted on the first business day of each Month based on changes to Our 1 Month Fixed Rate. The Annual Percentage Rate (APR) was calculated based on Our 1 Month Fixed Rate of 3.95% on October 26, 2018, which is subject to change.
4 Rates as of October 26, 2018, and are subject to change or withdrawal at any time without prior notice.
5 The Annual Percentage Rate (APR) is the same as shown. Rates are subject to change.
6 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated using Our Mortgage Prime Rate, which is subject to change.
7 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated based on the appropriate Our 1 Month Closed Rate or Our 6 Month Fixed Rate, which is subject to change.
Investors Group Trust Co. Ltd. is a federally regulated trust company and is the mortgagee. Mortgages are offered through I.G. Investment Management Ltd.* Inquiries will be referred to a Mortgage Planning Specialist (in Ontario, a Mortgage Agent, and in Quebec and New Brunswick, a Mortgage Broker).
*In NB & ON, registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256), and in QC, registered as a Mortgage Agency (QC-License #H1336).