Protect your lifestyle

Always home – keeping a roof over your head, no matter what
An empty house can seem lonely. But a home — that’s different. It’s your place, an architectural shell you’ve filled with the beauty of life, the emotion of living. And, whether it’s your first home or your dream home, the most important fact is it’s your home. At least, it is your home for as long as you continue to pay the mortgage. That’s why you budget carefully and make those mortgage payments each month. But, what if sickness, injury or death made it impossible to keep up with the mortgage payments? Would your family be able to stay in their home? Fortunately, there are ways to ensure your family will always have a roof over their head, regardless of what happens to you. Let’s take a look at the options to help you decide what’s best for your situation...more
Insurance protection plus investment growth potential
Most people think of life insurance as basic financial protection for loved ones. But some types of insurance can do more—including enhancing the value of your estate. Among the more flexible, and popular, types of permanent coverage is universal life...more
Critical information for your long term financial health
Through years of mindful planning, you have committed to saving for a long and healthy retirement. But are you as financially prepared for the likelihood of a critical illness?...more
Your ever-changing insurance needs
Even though your children are grown and your home is almost mortgage free, you may need more insurance than you think. And you may want to start thinking about a different type of insurance—Universal Life...more
Managing the forgotten hazards
It is easy to recognize the value of insuring your life, home and possessions, but more difficult to recognize the need for secure coverage in anticipation of disability or critical illness. These events have become the "neglected hazards" of personal financial planning...more
Securing healthy finances during long term illness
Thanks to better nutrition, fitness and health care, Canadians are living longer these days. As we age, however, our need for health care increases dramatically. At the same time, our government health care system has been off loading costs onto consumers. Government coverage, quality, and availability of care already varies, sometimes widely, from province to province and even city to city...more
Wealth preservation
Life insurance is not just a way to replace an income and provide for our dependents in the event of unexpected death. It can also play an important role in ensuring that your estate assets reach their intended beneficiaries intact. Here's how...more