iProfile
Introducing iProfileTM…
Expertly Crafted ~ Expertly Managed ~ Investment Portfolios
iProfile is a managed asset program ideal for investors who do not have the time or interest, to manage their own investment portfolios on a day-to-day basis and who are seeking expert investment advisors to handle their investments. iProfile provides individual clients with the same institutional wealth management and diversification opportunities as large pools of capital, such as pension funds.
With iProfile, money invested by clients will be managed by investment advisors who have proven their ability to deliver outperforming rates of return (relative to well known benchmarks) over the long-term while at the same time managing to control the volatility of the investment.
Strategic Asset Allocation
iProfile is based on strategic asset allocation, which refers to a long-term investment decision aimed at developing the appropriate asset mix based on individual investment objectives and risk tolerance (comfort zone). A change in asset mix usually occurs only when there is a change in the client's investment objectives—changes are not based upon predicting market conditions.
The recommended mix represents a careful balancing between conflicting desires to maximize investment return and minimize or control the level of risk. The conflict in these objectives arises because the strategies that offer the greatest prospects for strong returns tend to be the riskiest. Strategies that offer the greatest safety tend to offer only modest return opportunities. Therefore, strategic asset allocation provides a sound foundation for the iProfile program.
Is iProfile right for you?
If you are interested in participating in the iProfile program, your Investors Group Consultant will begin by taking you through a sophisticated strategic investment planning approach. It has been designed exclusively for Investors Group by Ibbotson Associates, a world-renowned investment consulting firm with widely recognized expertise in the field of asset allocation.
5 Easy Steps
Step 1: Investment planning
An expert and scientifically constructed plan to manage your investments. Completing the Investment Profile Questionnaire with your Investors Group Consultant will help you determine your comfort level with risk combined with the time horizon needed to reach your financial goals.
Step 2: Selecting a customized portfolio
You choose the investment portfolio that reflects the risk comfort suitable for your specific goals. Based on your risk profile you and your Consultant are presented with three similar yet distinct investment portfolio selection options tailored to your specific goals.
Step 3: Risk controlled investment
Your portfolio has been expertly designed and diversified to control investment risks. The weighting you receive for each asset class and management style within an asset class was scientifically developed and tested to help provide the highest expected returns (over time) for your risk level.
Step 4: World class money managers
iProfile investments are being managed by elite institutional money managers. Selected for their excellence in being able to generate great long-term returns as well as having proven investment philosophies and processes.
Step 5: 3Rs - Report, review and regroup
- Report: iProfile offers a series of checks, balances and opportunities for portfolio review. Each quarter you will receive a statement outlining your investment performance and overall asset allocation shifts.
- Review: Compare your statement to the Investment Strategy Report that was produced at the outset of your investment. The money managers in the iProfile program are continually reviewed and may be replaced if they are under performing.
- Regroup: You will always have the opportunity to work with your Consultant to decide if it is best to regroup and rebalance your portfolio back to its original asset allocation. Remember that you can do this at anytime.
Looking for more information on iProfile? Contact your Investors Group Consultant today!
iProfile Investment Advisors
Wherever an investment advisor has been selected for iProfile, they have had to pass all the screens of a rigorous and objective selection process. Below is a list of the world class investment advisors chosen for iProfile.
- AllianceBernstein Investment Management
- AMI Partners Inc.
- Baring International Investment Limited
- Fiduciary International Inc.
- Goldman Sachs Asset Management
- I.G. Investment Management, Ltd.
- ING Investment Management
- Jarislowsky Fraser Limited
- JP Morgan Fleming Asset Management (Canada) Inc.
- Laketon Investment Management Ltd.
- Philadelphia International Advisors LLC
- Waddell and Reed Investment Management
- YMG Capital Management Inc.
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Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the iProfile prospectus in which the investment may be made under the asset allocation service before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
The "iProfile" name and design are a trademark of Investors Group Inc. and licensed to its affiliates.
