Investors Group Corporate Class Inc.TM
The Investors Group Corporate Class structure creates the freedom to rebalance investments while you focus on building wealth, without incurring the immediate tax liability normally triggered by switching between funds. Placing your non-registered investments inside the structure provides the benefits of tax-deferred compound growth much like RSPs but without the traditional age barriers and annual maximum contribution limits. When the time is right and you need to depend on your investments to provide monthly cash flow, our Allegro Corporate Class PortfoliosTM - T Series take it a step further by providing steady, tax efficient payouts through their return of capital feature.
Features and Benefits
Investors Group Corporate Class structure is created with the following benefits in mind:
| Tax efficiency | As you build your non-registered investment portfolio, adjustments will be required along the way to fine tune your mix of investments. When rebalancing inside the Corporate Class structure, unlike unit trusts or direct investments, taxes are deferred, allowing the full value of your portfolio to grow through the compounding benefits of tax deferral – ultimately helping you to build wealth faster. |
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| Steady monthly payouts | The Allegro Corporate Class Portfolios Series T shares* provide a steady monthly cash flow** while taking advantage of the tax-deferral benefits and potential growth of your investments held within the Corporate Class structure. Each month, you will receive a regular payment, based on the risk level of the portfolio selected and its market value**. Your payout is a return of capital, which is part of your original investment and not subject to tax***. In addition, as the payout is not income, it has no impact on income-tested benefits such as the OAS Clawback. |
| Diversification | Investors Group Corporate Class provides true cross-sector and geographic diversification, allowing your Consultant to design a portfolio that reflects your tolerance for risk. |
| Opportunity | Your investment is positioned to give you tax planning benefits throughout the lifecycle of your investments. |
* Series T shares are available on the Allegro Balanced Portfolio Class, the Allegro Balanced Growth Portfolio Class and the Allegro Balanced Growth Canada Focus Portfolios Class as well as holdings in the Investors Capital Yield Class and Investors Short Term Capital Yield Class.
** The cash flow amount is set at the end of each year on or about December 31st for the next year as a percentage of the net asset value per share but may be adjusted or discontinued if determined by the Corporation to be in the best interests of the Portfolio Class.
*** Receiving return of capital distributions reduces the adjusted cost base of your investment, which could result in a higher taxable capital gain or lower deductible capital loss at the time of redemption.
The science behind Allegro Corporate Class Portfolios
Allegro Corporate Class Portfolios are based on Investors Group’s strategic investment planning approach that creates an investment portfolio designed to meet your personal financial needs. Each of the Allegro Corporate Class Portfolio's asset allocations are constructed using scientific methods designed to achieve maximum return to a given comfort level with risk. Your Investors Group Consultant will take the time to help determine which Allegro Corporate Class Portfolio will best meet your investment needs.
For more information on our Investors Group Corporate Class Portfolios:
| Allegro Balanced Portfolio Class | A | B | T DSC | T NL |
|---|---|
| Allegro Balanced Growth Portfolio Class | A | B | T DSC | T NL |
| Allegro Balanced Growth Canada Focus Portfolio Class | A | B | T DSC | T NL |
| Allegro Growth Portfolio Class | A | B |
| Allegro Growth Canada Focus Portfolio Class | A | B |
