Managing emotions when investing

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Driven by emotion, investors have tended to pour money into equity mutual funds after a year or so of strong growth, and then move to the next “hot” asset class during market troughs.

A strategic asset allocation approach to diversifying your portfolio will help take the emotion out of investing and can result in higher overall returns.

Index Returns and Net Fund Flows

Following spectacular market returns in 1999, investors who jumped on board in the year 2000 missed these returns. Similarly, investors who exited the market in 2002—because of negative performance—missed out on excellent returns of close to 30%, the following year, in 2003.

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Investment products and services are offered through Investors Group Financial Services Inc. (In Québec, a Financial Services firm) and Investors Group Securities Inc. (In Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service such as Symphony Strategic Investment Planning. Please read the prospectus of the mutual funds in which investment may be made using Symphony before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Symphony is an asset allocation service which provides a strategic approach to investment planning relating only to Investors Group mutual funds. Please speak to your Investors Group Consultant about how Symphony can be used as part of your overall financial plan.

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