If you’re like most Canadians, your insurance needs have changed significantly while you have been busy building your career, growing your family and planning your future.
But every now and then, it pays to stop for a moment and review your contingency plans for family, income, assets and quality of life.
Investors Group offers a full suite of life insurance and living benefits products through our partners Canada Life, Great-West Life, Manulife and Sun Life.
There are several options when it comes to life insurance:
Disability insurance pays out periodic income after you have become disabled, due to a medical condition or injury as defined by the policy. We can advise you on a variety of plans, providing options for both coverage and cost.
Critical illness insurance provides a non-taxable lump sum benefit paid should you incur a life-threatening illness as defined by the policy.
Long-term care insurance pays out monthly benefits to use at your own discretion for ongoing nursing, personal care and social services that may be required as a result of a long illness, either within your own home or a long-term care health facility.
A supplemental health plan takes care of expenses beyond your provincial health care coverage. These expenses may include:
When combined with an Investors Group Guaranteed Investment Fund policy, the Lifetime Income Benefit rider guarantees to pay you income for life. The Lifetime Income Benefit is available in a variety of policy types:
An annuity allows you to invest a single lump sum (single premium) with one of our insurance partners, who in return pay out a regular monthly or annual payment for a specified term, or for your lifetime.
Annuities are available in a variety of types:
An employer and their employees can share in the cost of insurance coverage by paying into a fund or pool, under one contract. Group insurance packages may include: