Legal

General

a) Purpose

This Site is provided for general informational purposes only and does not constitute personalized or specific advice on financial planning, investment, insurance, financial, legal, accounting, tax or similar matters.

b) Conditions of Use

The Conditions of Use contain a number of important obligations, restrictions, notices and disclaimers that apply to this Site, to the use of this Site and to any information which is made available on this Site. By making any use of this Site and/or any of the pages or information made available on this Site, you are agreeing to be bound by all of the provisions of these Conditions of Use and that you will comply with the provisions of these Conditions of Use in respect of all matters regarding this Site. We recommend that you read the entire Conditions of Use carefully. If you do not agree with these Conditions of Use, do not access or view this Site.

c) Other Conditions

In addition to these Conditions of Use, your use of this Site may also be subject to the terms and conditions which may be posted on or applicable to Third Party Sites. See the section below entitled “Disclaimer re Third Party Sites.”

d) User

These Conditions of Use apply to all persons who use this Site, or who attempt to do so, whether or not they are authorized by Investors Group. Such a person is referred to in these Conditions of Use as “User” or “you.”

e) Definitions

In these Conditions of Use:

  • “includes” and “including” means including without limiting the generality of the foregoing;
  • “Investors Group” means Investors Group Inc. and/or any of its subsidiary corporations;
  • “Site” means this website, having the URL http://www.investorsgroup.com;
  • “Third Party Sites” means websites which are owned, maintained or controlled by third parties (and not by Investors Group) to which links are provided from this Site;
  • “use” includes access, viewing or copying, whether in whole or in part;
  • captions and headings are inserted for convenience only, and are not to be used as an aid in the interpretation of these Conditions of Use.

f) Changes to Conditions of Use

Changes may be made by Investors Group to these Conditions of Use at any time by updating this posting. We strongly recommend that you review these Conditions of Use regularly, and your continued use of this Site means that you agree to any changes made. Notice of such changes may be given to you whether on this Site or separately, but the failure to give such notice does not relieve you of any responsibility to review these Conditions of Use or from being bound by the provisions of these Conditions of Use as amended.

g) Proper Law

This Site and its content are administered by Investors Group from its offices in Canada. This Site, its content, these Conditions of Use and your use of this Site are all governed by the laws of the Province of Manitoba and the laws of Canada as applicable therein, without giving effect to any conflict of laws principles. You agree that all questions and disputes regarding this Site and your use thereof will be decided exclusively by the courts of the Province of Manitoba.

h) Investors Group

Investors Group is a Canadian leader in providing personal financial products and services, and is dedicated to building lasting client relationships. - Investors Group offers a unique family of mutual funds and a comprehensive range of other investment products and financial services, including Registered Retirement Savings Plans, Registered Retirement Income Funds, Registered Disability Savings Plans, life and disability insurance, Guaranteed Investment Certificates and mortgages.

Investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm) and Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Insurance products and services distributed through I.G. Insurance Services Inc. (in Québec, a Financial Services Firm). Insurance license sponsored by The Great-West Life Assurance Company (outside of Québec). Investors Group Trust Co. Ltd. is a federally regulated trust company. Investors Group Trust Co. Ltd. is a federally regulated trust company and is the mortgagee. Mortgages are offered through I.G. Investment Management, Ltd.* Inquiries will be referred to a Mortgage Planning (Agent) Specialist.

*In NB & ON, registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256).

i) More Information

If you have any questions or concerns regarding this Site, please contact:

Investors Group Inc.
-
447 Portage Avenue
Winnipeg, Manitoba
R3C 3B6
Attention: Corporate Contact Centre or by email at
contact-e@investorsgroup.com.