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Mortgage rates

Special offers

Investors Group is pleased to offer the following limited-time mortgage offers1.

Fixed Rate Mortgage

Term

Rate (%)

5 Year Closed

2.74

Variable Rate Mortgages

Term

Rate (%)

APR (%)

5 Year Closed - Variable Rate Mortgage2

2.50

2.512

5 Year Closed – Adjustable Rate, Adjustable Payment3

2.50

2.495

1 Rate as of March 31, 2016 and is subject to change or withdrawal at any time without prior notice.

2 The 60 Month Closed Variable Rate Mortgage has a guaranteed rate of Prime - 0.20%. The interest payable is calculated based on Our Mortgage Prime Rate and is subject to change at any time. Payments are based on the 3 Year Fixed Rate at the time of funding. The Annual Percentage Rate (APR) was calculated based on Our Mortgage Prime Rate of 2.70% on December 22, 2015, which is subject to change.

3 The 60 Month Closed Adjustable Rate, Adjustable Payment mortgage has a guaranteed rate of Prime - 0.20%. The interest rate is adjusted on the first business day of each month based any changes to Our 1 Month Fixed Rate. The Annual Percentage Rate (APR) was calculated based on Our 1 Month Fixed Rate of 2.70% on December 22, 2015, which is subject to change.

Current rates


Fixed Rate Mortgages

Term Rate (%)4

4 The Annual Percentage Rate (APR) is the same as shown. Rates are subject to change.

Variable Rate Mortgages

Interest rate is subject to change daily with changes to Our Mortgage Prime Rate.

Rate (%) APR (%)5
60 Month Closed

5 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated using Our Mortgage Prime Rate, which is subject to change.

Adjustable Rate, Adjustable Payment - Lock and Roll Mortgage

Interest rate is subject to change at the end of each rollover period. The Adjustable Rate Adjustable Payment (ARAP) mortgage is based on Our 1 Month Closed Rate and our Lock and Roll mortgage is based on Our 6 Month Fixed Rate.

Rollover Period Rate (%) APR (%)6
60 Month Closed - ARAP 1 Month
60 Month Closed - Lock and Roll 6 Months

6 The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated based on the appropriate Our 1 Month Closed Rate or Our 6 Month Fixed Rate, which is subject to change.

Investors Group Base Rates

Description Rate (%)
Our Mortgage Prime Rate 2.700
Our 1 Month Closed Rate 2.700
Our 6 Month Fixed Rate 4.200

Investors Group Trust Co. Ltd. is a federally regulated trust company and is the mortgagee. Mortgages are offered through I.G. Investment Management, Ltd.* Inquiries will be referred to a Mortgage Planning (Agent) Specialist.

*In NB & ON, registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256).