When you come to Canada or when you come to a different country you won’t understand what type of products that country offers to you and then you won’t understand the differences between them and then you want to have a unique plan for you. So my Consultant really helped me understand which way I should go. I can say that my relationship with my Consultant goes beyond my financial needs. So we can almost discuss everything, she’s like our family friends. So whenever I need any kind of help other than my financial needs, I have no hesitation to ask questions to her. That could be finding a job for my wife or finding a good school for my kids, or buying a product from somewhere so we can always exchange ideas.