I think knowing that we have a financial advisor in place makes the big decisions easier 
and we know when the next thing comes up we have somebody to go to we don’t have to start 
all over again and start researching and looking into all these things that we had to do 
at the beginning. Now we can say, we’re thinking about a major purchase or when we have 
our second child, you know, what are we going to do then that we did for Henry, our first 
one, in terms of insurance, in terms of RESPs, we’d like to do the same things, so knowing 
that he’s there, he’s just a phone call away, email, it makes it, it makes it much easier 
all around.

I think like a lot of things if you procrastinate then it’s a lot of work, but if you 
maintain it, if you keep it up, then it’s easier and so I find that working with our 
Consultant we, you know, spend a little bit of time working with him all the time and then 
it’s always taken care of.